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AMERIHEALTH
  • Individual New Business
  • 1 business day before effective date.
  • Effective date can be 1st or 15th of the month.
CIGNA
  • 15 business days prior to the 1st and the 15th of the month.
HORIZON
  • Small Group New Business
    5 business days after the effective date.
    Effective date can be the 1st or 15th of the month.

    Horizon 2021 Small Group Submission Dates
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  • Individual New Business
  • 1 business day before the effective date.
  • Effective date can be the 1st or 15th of the month with SEP proof.
OSCAR
  • The deadline to submit applications for Small Group is 2 days prior to the start date.
  • Groups have the option for either the 1st or 15th of the month effective dates.
  • The deadline to submit applications for Individual is 1 business prior to the start date.
  • Individuals only have the option for the 1st of the month.
OXFORD
  • Day of the effective date.
  • Effective date can be any day of the month.
Members Health Plan
  • 15 days before the requested effective date.
  • Effective date can be the 1st of the month only.